Date: August 22, 2025 Animal welfare organizations welcomed the SC’s modified order, stating that it upheld scientific ABC principles of sterilization, vaccination, and release. However, they urged the court to provide clearer definitions for terms like “aggressive dogs,” as ambiguity remained around certain directives—especially regarding feeding zones and enforcement
In a bid to attract senior citizen investors, several banks are offering higher interest rates on fixed deposit (FD) schemes with shorter tenures. Fixed deposits remain a preferred investment for many seniors due to their safety and predictable returns, particularly after retirement when preserving capital and securing steady income becomes crucial. Though interest earned on FDs is taxable, many seniors benefit from minimal or no tax liability if their other income is low.
Top FD Rates
Among small finance banks, some are offering particularly attractive rates for FDs with tenures of up to 15 months. As of July 30, 2024, these are the top options available:
- Equitas Small Finance Bank: Leads the pack with an interest rate of 9% on FDs with a 444-day tenure.
- Ujjivan Small Finance Bank: Offers a competitive rate of 8.75% for 12-month FDs.
- Bandhan Bank: Provides an 8.35% rate for 12-month FDs, the highest among private sector banks.
- IndusInd Bank: Offers an 8.25% interest rate for 12-month FDs.
Other Notable Rates
- DBS Bank: Provides an 8% interest rate on 376-day FDs.
- Karur Vysya Bank: Offers 8% for 444-day FDs.
- Federal Bank: Offers 7.9% for 400-day FDs.
- Kotak Mahindra Bank: Provides 7.9% for 390-day FDs.
- Central Bank of India and Indian Overseas Bank: Both offer 7.8% on 444-day FDs.
The Deposit Insurance and Credit Guarantee Corporation (DICGC), a subsidiary of the RBI, guarantees deposits up to ₹5 lakh, ensuring the safety of investments.